Your home is your haven away from the rest of the world and should be well-thought-out in advance before breaking ground. From creating your budget to finalizing the floor plans, there are a plethora of things to get done. Creating a dream home can quickly turn into a nightmare if the preparation work is not done in advance by the new homeowner.
Choosing the Best House Plan
Determining the way you want your dream house to look should be at the top of your to-do list. Do you want a two-level home that is complete with bedrooms on the upper level or is a one-story home more to your individual tastes? What about a backyard or swimming pool? Are these important to you?
One option is the Craftsman Accented Ranch for people with a small family or those who are downsizing. The ranch-style home offers an open concept that will allow families to make the most out of daily living. Typically offered in a choice of two or three-bedroom homes, this functional plan can be the answer to all of your dreams.
Another popular house plan consists of the Brick Ranch with Cottage Charm. Are you looking for an exterior that is low maintenance? If so, brick is sure to be the answer to any building dilemma. A split bedroom layout allows privacy for all family members regardless of what else may be going on in the home. Bedrooms can be custom-made with walk-in closets and dual sinks for the usability of homeowners on a daily basis.
Are you an old-fashioned individual with a flair for the modern look? If so, consider the Traditional with a French Country Twist. Who doesn’t love the charm of a French-styled home that offers affordability and functionality to the owner? The great room in this home features a ten-foot ceiling and a fireplace for those chilly nights. The master suite can be personally created and may feature double walk-in closets and individual vanities.
Creating a Budget for your Home
Being able to live in comfort doesn’t only include your residence, but also the amount of disposable income after all the bills are paid. Many financial advisers agree your mortgage payment shouldn’t take more than 28 percent of your gross monthly income. You can determine this amount by taking your annual salary and multiplying it by 0.28, then dividing it by 12. This is the maximum amount your mortgage payment should be when building your dream home.
Finding the Right Home Builder
There are a number of factors that should be considered when looking for the right company to tackle your home-building task. The first thing you will want to do is to learn the reputation of the business by asking around or checking online reviews.
Next, be sure the builder is licensed and bonded to assure you will get a quality job completed for your home. Additionally, agree to a set price per square foot for your new home and get this in writing by signing a contract listing the terms and conditions of your arrangement.
Finally, building the home of your dreams doesn’t have to be challenging. Simply doing your homework in advance is your surefire way to have the home of your dreams!
